Case Study
Jul 22, 2025
Sinton, TX: Land Acquisition Loan
Sinton, TX
C2R Capital originated an eight-figure, first-lien bridge loan secured by a sizable mixed-use land position at a prominent highway intersection in South Texas. The capital allowed the sponsor to unify control across the corridor, address near-term obligations, and fund predevelopment linked to ongoing entitlements, utilities, and public-finance initiatives.
Underwritten at a conservative sub-50% loan-to-value and supported by cross-collateral from an adjacent active phase, the structure reflects C2R’s disciplined approach to land sponsors. Executed retail pad contracts and established reimbursement frameworks provided third-party validation and near-term liquidity visibility, while nearby industrial growth bolstered long-range commercial and residential demand.
By aligning proceeds with milestone-based execution and multiple exit pathways—including pad takedowns, potential industrial parcel dispositions, and a bank takeout—C2R helped the sponsor preserve momentum and pursue value creation through phased horizontal development
Loan Summary
Loan Amount
$14,800,000
Collateral
1st Lien on 579 AC & 2nd Lien on 118 AC
Term
12 Months
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